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Reg. Deutsche Bank
Secure gateway
Quick approval
Receive money in a few minutes
Fast online approval, minimal bureaucracy
Approved within 30 minutes
No Schufa inquiry
Directly to your bank account
Repayable installment
Made for German users
24/7 online loan service
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What our clients say
Anja Müller
Munich
I needed a loan for car repairs. The process was fast, online – the money was in my account within an hour. Thank you!
Maximilian Weber
Berlin
Excellent service! Transparent terms, no hidden charges. I’ve already used it twice when I needed money before my paycheck
Clara Schmidt
Hamburg
At first, I was skeptical, but everything went smoothly. Easy registration, clear terms, and a very helpful support team.
Lukas Schneider
Leipzig
Honestly, this service saved me in a difficult month. I applied late at night, and yet it was approved quickly. I recommend it to anyone who needs help.
Lena Fischer
Cologne
Very professional service. It was clear that no paperwork or time-consuming approvals were needed. Everything was completed quickly and honestly
Julian Hoffmann
Frankfurt
Excellent service and support. My loan was approved in less than an hour. A great solution for immediate financial needs.
Our ambassador
Philip Lam
Player of the Greek national team
I support projects that help ordinary people. This service is one of them.
Frequently Asked Questions
Is it safe?
Yes, we comply with the requirements of the Bank of Germany. All transactions are carried out strictly in accordance with financial regulations.
Why do I need to pay the insurance percentage from the amount?
This is required to activate your loan. The main goal is to ensure high creditworthiness. No additional charges are imposed if the loan is not confirmed.
When will I receive the money?
The payment is made within 30 minutes after the completion of the insurance process.
Loan terms
Insurance and service charges
1.1
To reduce the risk of default, an insurance premium is applied:
- 10% of the loan amount (from €1,000 to €2,900)
- 3% + €200 of the loan amount (from €3,000 to €10,000)
1.2
The charge is not deducted from the loan amount and must be paid before the loan is disbursed.
1.3
In case of full repayment of all amounts, a refund of 100% of the amount is made after the final payment.
1.4
SofortGelt24 never imposes any charges before the approval or registration of the loan.
1.5
This charge is applied when the borrower misses the first payment.
Loan terms
2.1
The loan duration is from 1 week up to 36 months.
2.2
Interest rate: 36% per year (3% per month).
2.3
The transfer of funds is made to the account declared by the borrower.
Repayment process
3.1
The borrower is obliged to repay the full amount, including interest, no later than the due date.
3.2
In case of delay, a penalty of 0.1% of the outstanding amount is imposed for each day of delay.
Subject of the Agreement
The Lender provides the Borrower with a loan in the amount of €1000 to €10,000, which the Borrower undertakes to repay under the terms and within the time limits specified below.
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