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Loan terms
Insurance and service charges
1.1
To reduce the risk of default, an insurance premium is applied:
- 10% of the loan amount (from €1,000 to €2,900)
- 3% + €200 of the loan amount (from €3,000 to €10,000)
1.2
The charge is not deducted from the loan amount and must be paid before the loan is disbursed.
1.3
In case of full repayment of all amounts, a refund of 100% of the amount is made after the final payment.
1.4
ASofortGelt24 never imposes any charges before the approval or registration of the loan.
1.5
This charge is applied when the borrower misses the first payment.
Loan terms
2.1
The loan duration is from 1 week up to 36 months.
2.2
Interest rate: 36% per year (3% per month).
2.3
The transfer of funds is made to the account declared by the borrower.
Repayment process
3.1
The borrower is obliged to repay the full amount, including interest, no later than the due date.
3.2
In case of delay, a penalty of 0.1% of the outstanding amount is imposed for each day of delay.
Subject of the Agreement
The Lender provides the Borrower with a loan in the amount of €1000 to €10,000, which the Borrower undertakes to repay under the terms and within the time limits specified below.
Overview of Loan Terms
Loan amount
From €1,000 to €10,000
Loan duration
From 1 month to 36 months
Interest rate
36% annually (3% per month)
Insurance fee
10% of the loan amount (from €1,000 to €2,900)
3% + €200 of the loan amount (from €3,000 to €10,000)
3% + €200 of the loan amount (from €3,000 to €10,000)
Late payment penalty
0.1% per day of the outstanding amount
